Seller Net Proceeds Calculator for Western New York
Use this calculator to estimate what you could take home after typical NY seller costs. Final numbers come from your attorney and your closing statement. If you want me to sanity check your estimate, send me the address and expected sale price.
How to Use This Calculator
Enter your estimated sale price
Add your mortgage payoff (if any)
Pick Erie or Niagara (and 62+ option if it applies)
Add typical closing items like attorney and survey
Optional: enter a tax proration credit if you already paid taxes ahead
Works great for sellers across Western New York, including Erie & Niagara County and surrounding towns.
Seller Net Proceeds Calculator
Estimates net proceeds after typical NY seller costs, including Erie/Niagara transfer tax and common filing fees. Estimates only. Final numbers depend on your contract terms and closing statement.
Inputs
Transfer tax is calculated from sale price. Erie: $9 per $1,000 (or $4 per $1,000 if 62+ and primary residence). Niagara: $4 per $1,000. Filing fee for transfer tax return: Erie $10, Niagara $5. Property tax receipt/cert: Erie $6, Niagara $5. Mortgage discharge estimated at $50 per mortgage. Property taxes are typically prorated at closing. Many sellers receive a credit if taxes were paid ahead.
Results
Estimated Net Proceeds
$0
Total Estimated Costs
$0
Tax Proration Credit
$0
Commission
$0
Transfer Tax
$0
Recording / Filing Fees
$0
Mortgage Discharge
$0
Payoffs + Credits
$0
Other Closing Costs
$0
Estimated Net Proceeds is your sale price minus estimated seller costs (commission, payoffs, transfer tax, and typical closing costs), plus any tax proration credit you enter.
Total Estimated Costs includes commission, transfer tax, filing/recording fees, mortgage discharge estimate, payoffs, concessions, and typical closing costs like attorney, survey, and search continuation.
Tax Proration Credit is an optional estimate. Many sellers receive a credit at closing if property taxes were paid ahead. Your attorney/title company will calculate the final proration.
Estimates only. Final numbers come from your lender payoff letter and your closing statement.
What's your home worth?
The best way to price your home is with a quick walkthrough and a market review.
Send me your address and I’ll set up a time to see the home, then I’ll put together a pricing strategy based on your property and today’s market. I work throughout Erie & Niagara County and surrounding Western NY towns.
Quick reply. No pressure. I’ll confirm your price range with a walkthrough and a market review.
This is an estimate only. Your attorney will confirm payoffs, prorations, and final fees on the closing disclosure.